Skype End User License Agreement

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11. CONSUMER RIGHTS; REGIONAL DIFFERENCES. This agreement describes certain legal rights. You may have other rights, including consumer rights, in accordance with the laws of your state or country. Regardless of your relationship with Microsoft, you may also have rights to the party from whom you purchased the software. This agreement does not change these other rights if the laws of your state or country do not allow it. For example, if you purchased the software in one of the following regions or if national law is mandatory, you are subject to the following provisions: Consumer Account: a Skype account for individual use (for personal or commercial communications) by an end user created, owned, used and managed by a consumer in accordance with the consumer`s terms of use; 10. APPLICABLE LAW. . . .

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